Getmyoffer Capitalone.com Access Code

Learn how to locate, use, and secure your Capital One access code for pre-approved credit card applications in 2025.

What Is the Capital One Access Code?

The access code is a 6-digit security number used alongside your 16-digit reservation number to respond to a pre-approved credit card offer from Capital One. You’ll find both codes on the mailer or email invitation from Capital One. This code is required to verify your eligibility on getmyoffer.capitalone.com.

Where to Find Your Access Code

If you received a pre-approval offer from Capital One, look for the access code in the body of the letter. It is often listed right next to or below the 16-digit reservation number. Both codes must be entered exactly as shown to proceed with the online application.

Example layout on the mailer:

Why Is the Access Code Important?

This code validates your invitation and ensures you are the intended recipient of the credit card offer. It also helps Capital One tailor your application to your pre-screened profile, reducing the time it takes to apply and increasing your chance of approval.

How to Use the Access Code

  1. Go to getmyoffer.capitalone.com
  2. Enter your 16-digit reservation number and 6-digit access code
  3. Confirm your personal details
  4. Review and submit your credit card application

Capital One may give you an instant decision or contact you within a few business days if further review is needed.

Lost or Missing Access Code?

If you've misplaced your access code, you won’t be able to retrieve it online. These codes are uniquely generated and linked to your personal credit profile. You may:

Access Code Security Tips